3 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1989
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$178,900 (Feb 2007)
Tax Bill$1,719 (2025)
Flood ZoneZone X (minimal risk)
APN18A 10 2

Property Details

APN / Parcel Number

Primary APN18A 10 2
Alternative APN
  • 10682

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
Gross Area3,082 sqft
1st Floor Area1,441 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
TerrainRolling
Deck Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10682
Street Address3 CHIPPEWA LN
CityPALMYRA
StateVA
Zip22963-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 718-599 CHEROKEE-10 LOT 2 15,000 SF
Legal SubdivisionCHEROKEE
Legal Lot Number2
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group1
Census Block1001
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 CHIPPEWA LN, PALMYRA, VA 22963-3105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2007 · Amount on Record
Deed SaleFeb 28, 2007 · Amount on Record
Deed Document Number20071039
Deed Book / Page718 / 599
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,700 (-) Land $30,000 Building $197,700$227,700 (-) Land $30,000 Building $197,700
2025$1,719.00 (+10.26%)$227,700 (+23.21%) Land $30,000 Building $197,700$227,700 (+23.21%) Land $30,000 Building $197,700
2023$184,800 Land $30,000 Building $154,800$184,800 Land $30,000 Building $154,800
2022$1,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chippewa Ln

Nearby Streets

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