Fluvanna County property record for 2 Chippewa Ln, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 2001 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Jun 2024) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 150 |
| Primary APN | 18A 10 150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,735 sqft (0.476 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 540 sqft |
| Balcony Area | 28 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2977 |
|---|---|
| Street Address | 2 CHIPPEWA LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 240001388 CHEROKEE-10 LOT 150 20,714 SF |
| Legal Subdivision | PHASE 10 CHEROKEE LAKE MONTICELLO |
| Legal Block | 15 |
| Legal Lot Number | 150 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 10 150
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3165 SAINT CROIX ST, EUGENE, OR 97408-7354 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jun 04, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2024 · Amount on Record |
| Deed Sale | Jun 04, 2024 · Amount on Record |
| Deed Document Number | 20241388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2 CHIPPEWA LN, PALMYRA, VA 22963-3101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001802675 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 1802675 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2 CHIPPEWA LN, PALMYRA, VA 22963-3101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001903870 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 1903870 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jun 04, 2024 |
| Property Address | 2 CHIPPEWA LN, PALMYRA, VA 22963-3101 |
| Document Number | 0240001388 |
| Map Reference | DB 103 PG 334 |
| Instrument Date | May 23, 2024 |
| Instrument | 240001388 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3165 SAINT CROIX ST, EUGENE, OR 97408-7354 |
| Investor | Possibly a Property Investor |
| Document Number | 0240001389 |
|---|---|
| Date | Jun 04, 2024 |
| Instrument | 240001389 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,700 (-) Land $30,000 Building $215,700 | $245,700 (-) Land $30,000 Building $215,700 | |
| 2025 | $1,855.00 (+0.71%) | $245,700 (+28.24%) Land $30,000 Building $215,700 | $245,700 (+28.24%) Land $30,000 Building $215,700 |
| 2024 | $1,842.00 (+13.91%) | ||
| 2023 | $191,600 Land $30,000 Building $161,600 | $191,600 Land $30,000 Building $161,600 | |
| 2022 | $1,617.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures