Warren County property record for 3 Chestnut St, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1958 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jun 2026) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 02-04-230-008-0 |
| Primary APN | 02-04-230-008-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2105292 |
|---|---|
| Street Address | 3 CHESTNUT ST |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MACKINAW ADD. LOT PT208-209 |
| Legal Subdivision | MACKINAW ADD. |
| Legal Block | 292 |
| Legal Lot Number | 208 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30200 |
Source: Warren County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 CHESTNUT ST, FRANKLIN, OH 45005-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Fiduciary Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 6, 2017 | Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2011 · Amount on Record |
| Deed Document Number | 202615076 |
| Prior Transfer Date | Oct 26, 1993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 3, 2026 |
| Property Address | 3 CHESTNUT ST, FRANKLIN, OH 45005-3509 |
| Document Number | 0000015076 |
| Instrument Date | May 26, 2026 |
| Instrument | 202615076 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHESTNUT ST, FRANKLIN, OH 45005-3509 |
| Document Number | 0000015077, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202615077 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000015078, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202615078 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 6, 2017 |
| Property Address | 3 CHESTNUT ST, FRANKLIN, OH 45005-3509 |
| Document Number | 0000027299 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 27299 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CHESTNUT ST FRANKLIN OH 450053509, FRANKLIN, OH 45005-3509 |
| Document Number | 27300 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 27300 |
| Name | IFREEDOM DIRECT |
|---|---|
| Address | SALT LAKE, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 5, 2042 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 (+10.85%) | $36,440 (+26.77%) Land $6,000 Building $30,440 | $104,120 (+26.77%) Land $17,140 Building $86,980 |
| 2024 | $1,954.00 (+20.02%) | ||
| 2023 | $1,628.00 (+11.58%) Homeowner's exemption | $28,746 (-) Land $3,969 Building $24,777 | |
| 2022 | $1,459.00 Homeowner's exemption | $28,746 Land $3,969 Building $24,777 | $82,130 (-) Land $11,340 Building $70,790 |
| 2021 | $82,130 Land $11,340 Building $70,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 13 (1991–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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