Prospect Town property record for 3 Cheryl Ln, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,598 sqft · built 1994 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Dec 1992) |
| Tax Bill | $9,289 (2026) |
| Deeds & Mortgages | Nov 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | Z0278200 |
| Primary APN | Z0278200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| Basement Area | 1,856 sqft |
| Unfinished Basement | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 102,366 sqft (2.35 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | Z0278200 |
|---|---|
| Street Address | 3 CHERYL LN |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 32 |
| Legal Lot Number | 3 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 347100 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CHERYL LN, PROSPECT, CT 06712-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1992 · Amount on Record |
| Deed Sale | Dec 30, 1992 · Amount on Record |
| Deed Book / Page | 215 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 3 CHERYL LN, PROSPECT, CT 06712-1304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000931-30 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 931/30 |
| Instrument | 2024-1043 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,289.00 (+11.34%) | $326,270 (-) Land $90,300 Building $235,970 | $553,635 (+142.41%) |
| 2025 | $8,343.00 | $326,270 (+36.69%) Land $90,300 Building $235,970 | $228,389 Land $63,210 Building $165,179 |
| 2024 | $8,343.00 (+9.5%) | ||
| 2023 | $7,619.00 (-0.09%) | $238,690 (-) Land $90,250 Building $148,440 | |
| 2022 | $7,626.00 | $238,690 Land $90,250 Building $148,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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