15 Cheryl Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 15 Cheryl Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,332 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,569 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H0131300`

Property Details

APN / Parcel Number

Primary APN	`H0131300`
Alternative APN	`PROS M:108 B:32 L:15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,332 sqft Living Area
Gross Area	4,498 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	H0131300
Street Address	15 CHERYL LN
City	PROSPECT
State	CT
Zip	06712-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	32
Legal Lot Number	15
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3005
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CHERYL LN, PROSPECT, CT 06712-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ADVANTAGE FIRST MORTGAGE
Mar 24, 2025	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Dec 2, 2024	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FED CU
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 6, 2026
Transfer Doc	0000000715
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 22, 2026
Property Address	15 CHERYL LN, PROSPECT, CT 06712-1304
Document Number	0000000715
Book / Page	939 / 283
Instrument Date	Jul 6, 2026
Instrument	2026715
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHERYL LN, PROSPECT, CT 06712-1304

Mortgage

Date	Jul 22, 2026

Lender

Name	ADVANTAGE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 CHERYL LN, PROSPECT, CT 06712-1304
Transaction Type	Mortgage
Record Updated	Apr 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933-121
Date	Mar 24, 2025
Book Page	933/121
Instrument	2025-260

Lender

Name	LAFAYETTE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 CHERYL LN, PROSPECT, CT 06712-1304
Transaction Type	Mortgage
Record Updated	Jan 2, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001094-997
Date	Dec 2, 2024
Book Page	1094/997
Instrument	1166

Lender

Name	LAFAYETTE FED CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	15 CHERYL LN, PROSPECT, CT 06712-1304
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	900-37
Date	Sep 13, 2021
Book Page	900/37
Instrument	1581

Lender

Name	JFQ LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,569.00 (+11.33%)	$301,000 (-) Land $84,350 Building $216,650	$538,096 (+155.38%)
2025	$7,697.00	$301,000 (+43.48%) Land $84,350 Building $216,650	$210,700 Land $59,045 Building $151,655
2024	$7,697.00 (+14.95%)
2023	$6,696.00 (-0.1%)	$209,790 (-) Land $84,310 Building $125,480
2022	$6,703.00	$209,790 Land $84,310 Building $125,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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