3 Cherry St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 3 Cherry St, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2023)
Tax Bill	$3,080 (2026)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 53.5-3-1`

Property Details

APN / Parcel Number

Primary APN	`012689 53.5-3-1`
Alternative APNs	`268905300500030010000000` `05300500030010000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	735 sqft Living Area
1st Floor Area	420 sqft
Upper Floors Area	315 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05300500030010000000
Street Address	3 CHERRY ST
City	ALBANY
State	NY
Zip	12205-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOT A N-CHERRY ST E-4 S-86-50
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1000
Census Tract	14001

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CHERRY ST, ALBANY, NY 12205-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Jun 18, 2002 · Amount on Record
Deed Document Number	20238072
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3 CHERRY ST, ALBANY, NY 12205-5203
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MT VIEW TER 1, 1, LATHAM, NY 12110-2011

Mortgage

Document Number	0000000073
Date	May 4, 2023
Instrument	R2023-8073

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,080.00 (-6.81%)
2025	$3,305.00 (+10.87%)	$67,000 (-) Land $13,400 Building $53,600	$153,300 (+16.67%) Land $30,660 Building $122,640
2023		$67,000 (-) Land $13,400 Building $53,600	$131,400 (+9.34%) Land $26,280 Building $105,120
2022		$67,000 Land $13,400 Building $53,600	$120,179 Land $24,036 Building $96,143
2021	$2,981.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20