22 Cherry St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 22 Cherry St, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,771 sqft · built 1930
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$4,083 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 53.5-3-8`

Property Details

APN / Parcel Number

Primary APN	`012689 53.5-3-8`
Alternative APNs	`268905300500030080000000` `05300500030080000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,458 sqft
Upper Floors Area	313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05300500030080000000
Street Address	22 CHERRY ST
City	ALBANY
State	NY
Zip	12205-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 318-19 N-CHERRY ST E-24 S-91-60
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1000
Census Tract	14001

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 CHERRY ST, ALBANY, NY 12205-5203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Aug 11, 2026
Property Address	22 CHERRY ST, ALBANY, NY 12205-5203
Document Number	0000015064
Instrument Date	Oct 18, 2025
Instrument	202615064
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	22 CHERRY ST, ALBANY, NY 12205-5203

Mortgage

Document Number	0000015064,
Date	Aug 11, 2026
Instrument	202615064

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Oct 18, 2055

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,083.00 (+35.83%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$3,006.00 (+17.1%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$95,500 (-) Land $19,100 Building $76,400	$218,500 (+16.66%) Land $43,700 Building $174,800
2023		$95,500 (-) Land $19,100 Building $76,400	$187,300 (+9.34%) Land $37,460 Building $149,840
2022		$95,500 Land $19,100 Building $76,400	$171,300 Land $34,260 Building $137,040
2021	$2,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20