Passaic County and Wayne Township property record for 3 Charlotte Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,853 sqft · built 1960 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Aug 2013) |
| Tax Bill | $13,855 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02715-0000-00001 |
| Primary APN | 14-02715-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,853 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Lot Area | 16,466 sqft (0.378 acres) |
| Old Parcel Number | 1400595K00001 |
|---|---|
| Street Address | 3 CHARLOTTE TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ALPS VILLAGE SEC 6 |
| Legal Block | 2715 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CHARLOTTE TER, WAYNE, NJ 07470-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on Record |
| Deed Sale | Aug 19, 2013 · Amount on Record |
| Deed Document Number | 201346541 |
| Deed Book / Page | 2355 / 228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 3 CHARLOTTE TER, WAYNE, NJ 07470-3607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000042384 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | M16397/13 |
| Instrument | 2020042384 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,000 (-) Land $132,500 Building $98,500 | $231,000 (-) Land $132,500 Building $98,500 | |
| 2025 | $13,855.00 (+0.87%) | $231,000 (-) Land $132,500 Building $98,500 | $231,000 (-) Land $132,500 Building $98,500 |
| 2024 | $13,735.00 (+5.17%) | ||
| 2023 | $231,000 Land $132,500 Building $98,500 | $231,000 Land $132,500 Building $98,500 | |
| 2022 | $13,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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