Passaic County and Wayne Township property record for 15 Charlotte Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,602 sqft · built 1960 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (May 2009) |
| Tax Bill | $18,864 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02715-0000-00016 |
| Primary APN | 14-02715-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,602 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400595K00016 |
|---|---|
| Street Address | 15 CHARLOTTE TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2715 |
| Legal Lot Number | 16 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CHARLOTTE TER, WAYNE, NJ 07470-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2009 · Amount on Record |
| Deed Sale | May 28, 2009 · Amount on Record |
| Prior Sale | May 28, 2009 · Amount on Record |
| Deed Document Number | 200927877 |
| Deed Book / Page | 1772 / 152 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0000016618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 23, 2022 |
| Property Address | 15 CHARLOTTE TER, WAYNE, NJ 07470-3607 |
| Document Number | 0000016618 |
| Book / Page | D4271 / 236 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022016618 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CHARLOTTE TER, WAYNE, NJ 07470-3607 |
| Document Number | 0000016619 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022016619 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,500 (-) Land $131,000 Building $183,500 | $314,500 (-) Land $131,000 Building $183,500 | |
| 2025 | $18,864.00 (+0.88%) | $314,500 (-) Land $131,000 Building $183,500 | $314,500 (-) Land $131,000 Building $183,500 |
| 2024 | $18,700.00 (+5.17%) | ||
| 2023 | $314,500 Land $131,000 Building $183,500 | $314,500 Land $131,000 Building $183,500 | |
| 2022 | $17,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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