Kershaw County property record for 3 Charleston Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,787 sqft |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jul 2013) |
| Tax Bill | $1,813 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 348-04-00-059-SGA |
| Primary APN | 348-04-00-059-SGA |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,787 sqft Gross Area |
| Gross Area | 2,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 165 sqft |
| Deck Area | 204 sqft |
| Account Number | 38787 |
|---|---|
| Old Parcel Number | 348-04-00-059 SGA |
| Street Address | 3 CHARLESTON CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:279 MAP REF:BK 1858 PG 111 |
| Legal Subdivision | JEFFREY A RAMSEY |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970908 |
3 Charleston Ct is owned and occupied by two individuals who acquired it in August 2013.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CHARLESTON CT, ELGIN, SC 29045-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on File |
| Deed Sale | Jul 25, 2013 · Amount on File |
| Prior Sale | Oct 31, 2005 · Amount on File |
| Deed Document Number | 0003129255 |
| Deed Book / Page | 3129 / 255 |
| Last Transfer Date | Aug 1, 2013 |
| Transfer Doc | 0000006126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 3 CHARLESTON CT, ELGIN, SC 29045-8521 |
| Document Number | 0000010200 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CHARLESTON CT ELGIN SC 290458521, ELGIN, SC 29045-8521 |
| Document Number | 0000010200 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 004142/000070 |
| Instrument | 10200 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2034 |
The 2025 property tax bill for 3 Charleston Ct was $1,813.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,813.00 | $308,000 Land $50,000 Building $258,000 | $308,000 |
| 2023 | $1,825.00 | $308,000 Land $50,000 Building $258,000 | $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Charleston Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Charleston Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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