18 Charleston Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 18 Charleston Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,948 sqft · built 2005
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2018)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`348-04-00-055-SGA`

Property Details

APN / Parcel Number

Primary APN	`348-04-00-055-SGA`
Alternative APN	`38780`

Interior

Stories	2 Stories
Building Area	3,948 sqft Gross Area
Gross Area	3,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	196 sqft

Location & Zoning

Account Number	38780
Old Parcel Number	348-04-00-055 SGA
Street Address	18 CHARLESTON CT
City	ELGIN
State	SC
Zip	29045-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	STRATFORD PLANTATION SUBDIV LOT 55
Legal Subdivision	STRATFORD PLANTATION SUBDIV
Legal Lot Number	55
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	970908

Owner

18 Charleston Ct is owned and occupied by two individuals who acquired it in August 2018.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	18 CHARLESTON CT, ELGIN, SC 29045-8521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	0000380447
Deed Book / Page	3804 / 47
Last Transfer Date	Aug 17, 2018
Transfer Doc	0000006417
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 17, 2018
Property Address	18 CHARLESTON CT, ELGIN, SC 29045-8521
Document Number	0000006417
Book / Page	003904 / 000047
Instrument Date	Aug 15, 2018
Instrument	6417
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CHARLESTON CT ELGIN SC 290458521, ELGIN, SC 29045-8521

Mortgage

Document Number	6418
Date	Aug 17, 2018
Book Page	003904/000051
Instrument	6418

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 18 Charleston Ct was $1,911.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$369,900 Land $50,000 Building $319,900	$369,900
2023	$1,708.00	$329,900 Land $50,000 Building $279,900	$329,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Charleston Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Charleston Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20