3 Charles St, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 3 Charles St, Valhalla, NY 10595

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,590 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Sep 2019)
Tax Bill	$13,438 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553489 112.20-2-5`

Property Details

APN / Parcel Number

Primary APN	`553489 112.20-2-5`
Alternative APNs	`348911202000020050000000` `11047000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	966 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11047000
Street Address	3 CHARLES ST
City	VALHALLA
State	NY
Zip	10595-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1005
Census Tract	11902

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHARLES ST, VALHALLA, NY 10595-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Dec 7, 2015 · Amount on Record
Deed Document Number	2019592323438
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 5, 2019
Property Address	3 CHARLES ST, VALHALLA, NY 10595-1209
Document Number	0592323438
Book / Page	059232 / 003438
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	CARNEGIE NATIONAL ABSTRACT, CARNEGIE NAT'L ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 BRONX RIVER RD #AL3 YONKERS NY 107042552, YONKERS, NY 10704-2552

Mortgage

Document Number	592463233
Date	Sep 5, 2019
Book Page	059246/003233

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Mount Pleasant Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,438.00
2025		$6,300 (-) Land $700 Building $5,600	$623,762 (+5.94%) Land $69,307 Building $554,455
2024		$6,300 (-) Land $700 Building $5,600	$588,785 (+5.61%) Land $65,421 Building $523,364
2023		$6,300 Land $700 Building $5,600	$557,522 Land $61,947 Building $495,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	45 units insured incl. 22 condo units
Nearby Flood Claims	28 (1980–2025)
Claims Outside the SFHA	14 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20