Westchester County and Mount Pleasant Town property record for 12 Charles St, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,404 sqft · built 1975 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Oct 2017) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 112.20-1-62 |
| Primary APN | 553489 112.20-1-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11408000 |
|---|---|
| Street Address | 12 CHARLES ST |
| City | VALHALLA |
| State | NY |
| Zip | 10595-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | SUBDIVISION MAP OF MURWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 62.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 CHARLES ST, VALHALLA, NY 10595-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 25, 2017 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on Record |
| Deed Sale | Oct 25, 2017 · Amount on Record |
| Deed Document Number | 2017572973074 |
| Prior Transfer Date | Feb 19, 2014 |
| Prior Transfer Doc | 0540313265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 CHARLES ST, VALHALLA, NY 10595-1210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | STATEWIDE ABSTRACT, STATEWIDE ABSTRAC TOCPRI |
| Name | Verified Name |
|---|
| Document Number | 0610633795 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 610633795 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 CHARLES ST, VALHALLA, NY 10595-1210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0610633790 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 610633790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 25, 2017 |
| Property Address | 12 CHARLES ST, VALHALLA, NY 10595-1210 |
| Document Number | 0572973074 |
| Map Reference | MAP14303 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 572973074 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | RECORD & RETURN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CHARLES ST, 12, VALHALLA, NY 10595-1210 |
| Name | Verified Name |
|---|---|
| Address | 237 GAINSBORG AVE E, WEST HARRISON, NY 10604-2101 |
| Document Number | 0572973086 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 572973086 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Mount Pleasant Central School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $8,800 (-) Land $1,500 Building $7,300 | $871,287 (+5.94%) Land $148,515 Building $722,772 |
| 2024 | $8,800 (-17.76%) Land $1,500 Building $7,300 | $822,430 (-13.15%) Land $140,187 Building $682,243 |
| 2023 | $10,700 Land $1,500 Building $9,200 | $946,902 Land $132,743 Building $814,159 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Nearby Flood Policies | 45 units insured incl. 22 condo units |
| Nearby Flood Claims | 28 (1980–2025) |
| Claims Outside the SFHA | 14 of 28 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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