3 Charles St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 3 Charles St, Methuen, MA 01844

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,946 sqft · built 1869
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Sep 2021)
Tax Bill	$5,591 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00612 B:00053 L:00014`

Property Details

APN / Parcel Number

Primary APN	`METH M:00612 B:00053 L:00014`
Alternative APN	`4206`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	2,870 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	4206
Street Address	3 CHARLES ST
City	METHUEN
State	MA
Zip	01844-3107
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CBD
Legal Block	53
Legal Lot Number	14
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	4
Census Block	4008
Census Tract	252300

Owner

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 FERN ST, A, LAWRENCE, MA 01841-1204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Sep 22, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage QS LENDING T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	3 CHARLES ST, METHUEN, MA 01844-3107
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017929-126
Date	Feb 13, 2024
Book Page	17929/126
Instrument	2073

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	3 CHARLES ST, METHUEN, MA 01844-3107
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017324-97
Date	Jan 26, 2022
Book Page	17324/97
Instrument	2245

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	METHUEN MA
Recording Date	Sep 22, 2021
Property Address	3 CHARLES ST, METHUEN, MA 01844-3107
Document Number	17144-5
Book / Page	17144 / 5
Instrument Date	Sep 21, 2021
Instrument	31519
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FERN ST # A, A, LAWRENCE, MA 01841-1204

Mortgage

Document Number	31521
Date	Sep 22, 2021
Instrument	31521

Lender

Name	QS LENDING T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,591.00 (+2.08%)	$537,600 (+3.84%) Land $183,000 Building $354,600	$593,956
2025	$5,477.00 (+9.04%)	$517,700 (+11.94%) Land $175,800 Building $341,900
2024	$5,023.00 (+7.03%)	$462,500 (+15.31%) Land $160,400 Building $302,100
2023	$4,693.00	$401,100 Land $142,600 Building $258,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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