2 Charles St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 2 Charles St, Methuen, MA 01844

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8 bd · 1 ba · 13,115 sqft · built 1868
Lot Size	0.095 acres (4,138 sqft)
Owner	Company Name on File
Last Sale	$800,000 (May 2023)
Tax Bill	$11,107 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12942`

Property Details

APN / Parcel Number

Primary APN	`12942`
Alternative APN	`METH M:00612 B:00055 L:00007`

Interior

Bedrooms	8 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	3 Stories
Building Area	13,115 sqft Total Area
Gross Area	13,701 sqft
Basement Area	3,573 sqft
Unfinished Basement	357 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	4,138 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	12942
Street Address	2 CHARLES ST
City	METHUEN
State	MA
Zip	01844-3272
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CBD
Legal Block	55
Legal Lot Number	7
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	4
Census Block	4009
Census Tract	252300

Owner

2 Charles St, a commercial property, is owned by a company that bought it in May 2023.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 692, NORTH ANDOVER, MA 01845-0692
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust COOPERATIVE BANK
May 12, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage READING COOPERATIVE BANK
Jul 17, 2018	Quit Claim Deed, Transfer ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20237202
Deed Book / Page	17738 / 252
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Recording Date	Jul 16, 2026
Property Address	2 CHARLES ST, METHUEN, MA 01844-3272
Document Number	0000011847
Book / Page	18636 / 233
Instrument Date	Jul 16, 2026
Instrument	202611847
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011847,
Date	Jul 16, 2026
Book Page	18636/233
Instrument	202611847

Lender

Name	COOPERATIVE BANK

Agreement

Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	May 12, 2023
Property Address	2 CHARLES ST, METHUEN, MA 01844-3108
Document Number	017738-252
Book / Page	17738 / 252
Instrument Date	May 12, 2023
Instrument	7202
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHARLES ST # 24, 24, METHUEN, MA 01844-3108

Mortgage

Document Number	0000007203
Date	May 12, 2023
Instrument	7203

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jul 17, 2018
Property Address	2 CHARLES ST, METHUEN, MA 01844-3108
Document Number	15553-25
Book / Page	15553 / 25
Instrument	17012
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHARLES ST, METHUEN, MA 01844-3108

Mortgage

Document Number	155530029
Date	Jul 17, 2018
Instrument	15553/0029

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Charles St was $11,107, up 24.8% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,107.00 (+24.8%)	$1,068,000 (+146.59%) Land $139,700 Building $928,300	$892,098
2025	$8,900.00 (+5.98%)	$433,100 (+8.3%) Land $119,000 Building $314,100
2024	$8,398.00 (-3.06%)	$399,900 (+5.15%) Land $112,000 Building $287,900
2023	$8,663.00	$380,300 Land $105,000 Building $275,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures