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3 Charles Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Charles Dr, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details2,384 sqft · built 1962
Lot Size0.455 acres (19,798 sqft)
Owner2 Individual Names on Record
Tax Bill$12,367 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN07-03401-0000-00019

Property Details

APN / Parcel Number

Primary APN07-03401-0000-00019
Alternative APNs
  • 070340100019
  • 00001241

Interior

Stories1 Story
Building Area2,384 sqft Living Area
1st Floor Area2,384 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area19,798 sqft (0.455 acres)
Lot Dimensions180 ft deep x 110 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00001241
Street Address3 CHARLES DR
CityFAIRFIELD
StateNJ
Zip07004-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description110X180
Legal SubdivisionSAND ESTATES
Legal Block3401
Legal Lot Number19
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group2
Census Block2006
Census Tract21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CHARLES DR, FAIRFIELD, NJ 07004-1914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jun 16, 2017Deed of Trust, Mortgage
COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address3 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number0000063218
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CHARLES DR FAIRFIELD NJ 070041914, FAIRFIELD, NJ 07004-1914

Mortgage

Document Number0000063218
DateJul 10, 2020
Instrument63218
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 9, 2040

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address3 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number0000055085
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CHARLES DR FAIRFIELD NJ 070041914, FAIRFIELD, NJ 07004-1914

Mortgage

Document Number0000055085
DateJun 26, 2017
Instrument55085
Lender
NameCOLDWELL BANKER HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$594,300 (-) Land $278,100 Building $316,200$594,300 (-) Land $278,100 Building $316,200
2025$12,367.00 (-2.58%)$594,300 (-) Land $278,100 Building $316,200$594,300 (-) Land $278,100 Building $316,200
2024$12,694.00 (+6.65%)
2023$594,300 Land $278,100 Building $316,200$594,300 Land $278,100 Building $316,200
2022$11,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims305 (1978–2024)
Claims Outside the SFHA10 of 305
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Sep 2011 · 69 claims
  • Severe Storms And Flooding, Apr 2010 · 51 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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