1 Charles Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 1 Charles Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	6,806 sqft · built 1962
Lot Size	0.293 acres (12,741 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Mar 2024)
Tax Bill	$20,937 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`07-03401-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`07-03401-0000-00020`
Alternative APNs	`070340100020` `00001242`

Interior

Stories	2 Stories
Building Area	6,806 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Frame
Construction Type	Frame
Lot Area	12,741 sqft (0.293 acres)
Lot Dimensions	140 ft deep x 91 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00001242
Street Address	1 CHARLES DR
City	FAIRFIELD
State	NJ
Zip	07004-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	91X140
Legal Subdivision	SAND ROAD ESTATES
Legal Block	3401
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2006
Census Tract	21601

Owner

1 Charles Dr is owned by two individuals who acquired it in September 2026.

Source: Essex County and Fairfield Township records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 LIBERTY CT, FAIRFIELD, NJ 07004-1588
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer AMERICAN LAND TITLE
Oct 31, 2025	Quit Claim Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
Mar 28, 2024	Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Dec 12, 1995 · Amount on File
Deed Document Number	202417924
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000063967
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 28, 2026
Property Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number	0000063967
Instrument Date	Sep 21, 2026
Instrument	202663967
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LIBERTY CT, FAIRFIELD, NJ 07004-1588

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 31, 2025
Property Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number	0000068311
Instrument Date	Oct 7, 2025
Instrument	2025068311
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 TOBIA PL, FAIRFIELD, NJ 07004-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 28, 2024
Property Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number	0000017924
Instrument Date	Mar 7, 2024
Instrument	2024017924
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 MORRIS AVE, SUMMIT, NJ 07901-3953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914

Mortgage

Document Number	0000017925
Date	Mar 28, 2024
Instrument	2024017925

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150006
Date	Dec 21, 2021
Instrument	2021150006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 CHARLES DR, FAIRFIELD, NJ 07004-1914
Document Number	0000047677
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLES DR FAIRFIELD NJ 070041914, FAIRFIELD, NJ 07004-1914

Mortgage

Document Number	0000047677
Date	Jun 1, 2017
Instrument	47677

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1 Charles Dr was $20,937, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,011,700 (+0.56%) Land $264,400 Building $747,300	$1,011,700 (+0.56%) Land $264,400 Building $747,300
2025	$20,937.00 (-2.57%)	$1,006,100 Land $264,400 Building $741,700	$1,006,100 Land $264,400 Building $741,700
2024	$21,490.00
2023		$1,006,100 Land $264,400 Building $741,700	$1,006,100 Land $264,400 Building $741,700
2022	$20,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Charles Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	305 (1978–2024)
Claims Outside the SFHA	10 of 305
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 69 claims Severe Storms And Flooding, Apr 2010 · 51 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Charles Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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