3 Charles Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 3 Charles Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,546 sqft · built 1971
Lot Size	0.172 acres (7,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2012)
Tax Bill	$14,461 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05 00546-D-00040`

Property Details

APN / Parcel Number

Primary APN	`05 00546-D-00040`
Alternative APNs	`05-00546-04-00040` `0500546000D00040` `00015157`

Interior

Stories	2 Stories
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	7,471 sqft (0.172 acres)
Lot Dimensions	90 ft deep x 83 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3 CHARLES CT
City	EDISON
State	NJ
Zip	08820-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	83X90
Legal Subdivision	WOOD AVE MANOR
Legal Block	546.4
Legal Lot Number	40
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2012
Census Tract	1409

Owner

Source: Middlesex County and Edison Township records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHARLES CT, EDISON, NJ 08820-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Prior Sale	Sep 28, 1999 · Amount on Record
Deed Document Number	20129758
Deed Book / Page	6384 / 389
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 CHARLES CT, EDISON, NJ 08820-2818
Document Number	0000085697
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CHARLES CT EDISON NJ 088202818, EDISON, NJ 08820-2818

Mortgage

Document Number	0000085697
Date	Sep 11, 2020
Book Page	018025/001756
Instrument	85697

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 CHARLES CT, EDISON, NJ 08820-2818
Document Number	0000007809
Book / Page	016712 / 000559
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE AND CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CHARLES CT EDISON NJ 088202818, EDISON, NJ 08820-2818

Mortgage

Document Number	0000007809
Date	Mar 16, 2017
Book Page	016712/000559
Instrument	7809

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,000 (-) Land $97,300 Building $145,700	$243,000 (-) Land $97,300 Building $145,700
2025	$14,461.00 (-0.03%)	$243,000 (-) Land $97,300 Building $145,700	$243,000 (-) Land $97,300 Building $145,700
2024	$14,465.00 (+0.51%)
2023		$243,000 Land $97,300 Building $145,700	$243,000 Land $97,300 Building $145,700
2022	$14,392.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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