1 Charles Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 1 Charles Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1971
Lot Size	0.172 acres (7,471 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2022)
Tax Bill	$11,860 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00546-D-00039`

Property Details

APN / Parcel Number

Primary APN	`05 00546-D-00039`
Alternative APNs	`05-00546-04-00039` `0500546000D00039` `00015156`

Interior

Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	7,471 sqft (0.172 acres)
Lot Dimensions	90 ft deep x 83 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1 CHARLES CT
City	EDISON
State	NJ
Zip	08820-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	83X90
Legal Subdivision	WOOD AVE MANOR
Legal Block	546.4
Legal Lot Number	39
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2012
Census Tract	1409

Owner

1 Charles Ct is owned and occupied by two individuals who bought it in December 2022.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 CHARLES CT, EDISON, NJ 08820-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Deed Document Number	2022103836
Deed Book / Page	19113 / 850
Record Updated	Sep 20, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 20, 2022
Property Address	1 CHARLES CT, EDISON, NJ 08820-2818
Document Number	0000103836
Book / Page	19113 / 850
Instrument Date	Dec 2, 2022
Instrument	2022103836
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CHARLES CT, EDISON, NJ 08820-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CHARLES CT, EDISON, NJ 08820-2818

Mortgage

Document Number	0000103837
Date	Dec 20, 2022
Book Page	19113/855
Instrument	2022103837

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1 Charles Ct was $11,860.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,300 (-) Land $102,400 Building $96,900	$199,300 (-) Land $102,400 Building $96,900
2025	$11,860.00 (-0.03%)	$199,300 Land $102,400 Building $96,900	$199,300 Land $102,400 Building $96,900
2024	$11,864.00
2023		$199,300 Land $102,400 Building $96,900	$199,300 Land $102,400 Building $96,900
2022	$11,804.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Charles Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Charles Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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