3 Central St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 3 Central St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,355 sqft · built 1884
Lot Size0.282 acres (12,275 sqft)
Owner2 Individual Names on File
Tax Bill$12,735 (2025)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APN28361

Property Details

APN / Parcel Number

Primary APN28361
Alternative APN
  • WAKE M:000015 B:0224 P:00023A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,355 sqft Living Area
Gross Area5,699 sqft
Basement Area1,496 sqft
Unfinished Basement1,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1957
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,275 sqft (0.282 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number28361
Street Address3 CENTRAL ST
CityWAKEFIELD
StateMA
Zip01880-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block224
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group4
Census Block4004
Census Tract335100

Owner

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 CENTRAL ST, WAKEFIELD, MA 01880-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address3 CENTRAL ST, WAKEFIELD, MA 01880-1701
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77808-424
DateMay 19, 2021
Book Page77808/424
Instrument113616
Lender
NameSAVINGS BANK TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,735.00 (-0.98%)$1,122,000 (-1.85%) Land $438,300 Building $683,700$990,280 (+4.52%)
2024$12,861.00 (+5.24%)$1,143,200 (+9.72%) Land $446,600 Building $696,600$947,435
2023$12,221.00$1,041,900 Land $407,000 Building $634,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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