10 Central St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 10 Central St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,666 sqft · built 2023
Lot Size0.427 acres (18,600 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (May 1996)
Tax Bill$14,192 (2025)
Deeds & MortgagesAug 2022 Mortgage
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN28581

Property Details

APN / Parcel Number

Primary APN28581
Alternative APN
  • WAKE M:000015 B:0211 P:00036E

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,666 sqft Living Area
Gross Area6,072 sqft
Basement Area1,590 sqft
Unfinished Basement1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,600 sqft (0.427 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number28581
Street Address10 CENTRAL ST
CityWAKEFIELD
StateMA
Zip01880-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block211
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group4
Census Block4005
Census Tract335100

Owner

Source: Middlesex County and Wakefield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 CENTRAL ST, WAKEFIELD, MA 01880-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · ARM
WAKEFIELD COOPERATIVE BANK
Feb 23, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1996 · Amount on Record
Deed SaleMay 1, 1996 · Amount on Record
Last Transfer DateFeb 22, 2022
Transfer Doc079726-227
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address10 CENTRAL ST, WAKEFIELD, MA 01880-1702
Transaction TypeMortgage
Record UpdatedSep 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080610-132
DateAug 22, 2022
Book Page80610/132
Instrument128241
Lender
NameWAKEFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 1, 2029
Index1-Year CMT

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateFeb 23, 2022
Property Address10 CENTRAL ST, WAKEFIELD, MA 01880-1702
Document Number079726-227
Book / Page79726 / 227
Instrument DateFeb 22, 2022
Instrument28632
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 CENTRAL ST, WAKEFIELD, MA 01880-1702

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,192.00 (+21.33%)$1,250,400 (+20.27%) Land $443,700 Building $806,700
2024$11,697.00 (+73.91%)$1,039,700 (+81.32%) Land $452,000 Building $587,700$819,470
2023$6,726.00$573,400 Land $411,900 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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