Monroe County property record for 3 Cedar Rdg, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,753 sqft Living Area |
| Lot Size | 106,286 sqft (2.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $487,000 (2023) |
| Tax Bill | $9,768.00 (2024) |
| Primary APN | 07-35-333-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,753 sqft Living Area |
| 1st Floor | 2,753 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 106,286 sqft (2.44 acres) |
| Driveway | Driveway Asphalt |
| Driveway Area | 625 sqft Driveway |
| Garage Area | 850 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 486 sqft Patio |
| Porch Area | 570 sqft Porch |
| Gazebo | 82 sqft Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3 CEDAR RDG |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 WEST LAKE ESTATES PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | WEST LAKE ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 27 |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-35-333-020-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CEDAR RIDGE CT, WATERLOO, IL 62298 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 18, 2023 |
| Property Address | 3 CEDAR RDG, WATERLOO, IL 62298-2105 |
| Document Number | 0000431510 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 431510 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2024 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14244 FINGER LAKE DR, CHESTERFIELD, MO 63017-2941 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 CEDAR RDG, WATERLOO, IL 62298-2105 |
| Document Number | 0000431511 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 431511 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,250 (+43.54%) Land $27,630 Building $144,620 | $516,750 (+43.54%) Land $82,890 Building $433,860 | |
| 2024 | $9,768.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $120,000 Land $35,070 Building $84,930 | $360,000 Land $105,210 Building $254,790 |
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