Monroe County property record for 1 Cedar Rdg, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,339 sqft Living Area |
| Lot Size | 66,647 sqft (1.53 acres) |
| Garage | 563 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,729.00 (2024) |
Source: Monroe County records · APN 07-35-333-018-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 CEDAR RDG, WATERLOO, IL 62298-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1 CEDAR RDG, WATERLOO, IL 62298-2105 |
| Document Number | 0000406077 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1 CEDAR RDG WATERLOO IL 622982105, WATERLOO, IL 62298-2105 |
| Document Number | 0000406077 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 406077 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2050 |
| Rate | 3.62% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154,940 (+34.12%) Land $26,210 Building $128,730 | $464,820 (+34.12%) Land $78,630 Building $386,190 | |
| 2024 | $8,729.00 | ||
| 2022 | Additional exemption filed | $115,520 Land $20,660 Building $94,860 | $346,560 Land $61,980 Building $284,580 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-35-333-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,339 sqft Living Area |
| 1st Floor | 2,339 sqft 1st Floor |
| Basement Area | 2,339 sqft Basement |
| Unfinished Basement | 2,339 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 66,647 sqft (1.53 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,100 sqft Driveway |
| Garage Area | 563 sqft Garage |
| Patio Area | 480 sqft Patio |
| Porch Area | 72 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1 CEDAR RDG |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 WEST LAKE ESTATES PHASE 2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | WEST LAKE ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 27 |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 600501 |
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