Flagler County property record for 3 Cedar Point Ct, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1995 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Mar 2017) |
| Tax Bill | $2,244 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-11-30-3020-00000-0870 |
| Primary APN | 24-11-30-3020-00000-0870 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,685 sqft |
| 1st Floor Area | 1,940 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,693 sqft (0.498 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Pool Area | 350 sqft |
| Deck Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 CEDAR POINT CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTONS LOT 87 MB 29 PG 90 OR 539 PG 1663 OR 999 PG 1062 OR 1321 PG 1443 OR 1408 PG 204 OR 1442 PG 88 OR 1469 PG 1421 OR 1783/1724 OR 2191/928 OR 2193/1452 |
| Legal Range | 30E |
| Legal Township | 11S |
| Legal Section | 24 |
| Legal Subdivision | HAMPTONS |
| Legal Lot Number | 87 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60211 |
3 Cedar Point Ct is owned and occupied by two individuals who acquired it in March 2017.
Source: Flagler County records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Mar 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 8, 2017 | Warranty Deed, Transfer SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on File |
| Deed Sale | Mar 8, 2017 · Amount on File |
| Prior Sale | Sep 16, 2010 · Amount on File |
| Deed Document Number | 20178250 |
| Deed Book / Page | 2191 / 928 |
| Last Transfer Date | Mar 15, 2017 |
| Transfer Doc | 0021931452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0000015348 |
| Book / Page | 3046 / 1800 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202615348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0000015348, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 3046/1800 |
| Instrument | 202615348 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0025061336 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2506/1336 |
| Instrument | 2020052921 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0021931452 |
| Book / Page | 002193 / 001452 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 9731 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CEDAR POINT CT PALM COAST FL 321644269, PALM COAST, FL 32164-4269 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0021910928 |
| Book / Page | 2191 / 0928 |
| Map Reference | MB29 PG89-91 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 2017008250 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 TRAILSIDE DR, 54, MONROE, CT 06468-1480 |
| Name | Verified Name |
|---|---|
| Address | 3 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 2017008251 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017008251 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 3 Cedar Point Ct was $2,244 with exemptions applied, up 2.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,244.00 (+2.61%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $211,940 | $324,866 Land $67,100 Building $257,766 |
| 2024 | $2,187.00 (+4.24%) | ||
| 2023 | $2,098.00 (-5.67%) Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed | $199,968 (+3%) | $292,100 (+3.66%) Land $67,100 Building $225,000 |
| 2022 | $2,224.00 Homeowner's exemption Widower's exemption Additional exemption filed | $194,144 | $281,792 Land $67,100 Building $214,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cedar Point Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cedar Point Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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