Flagler County property record for 10 Cedar Point Ct, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,245 sqft · built 1994 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $537 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-11-30-3020-00000-0940 |
| Primary APN | 24-11-30-3020-00000-0940 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,923 sqft |
| 1st Floor Area | 1,245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,587 sqft (0.266 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Pool Area | 288 sqft |
| Deck Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10 CEDAR POINT CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTONS LOT 94 MB 29 PG 90 OR 507 PG 511 OR 549 PG 70 OR 578 PG 1261 |
| Legal Range | 30E |
| Legal Township | 11S |
| Legal Section | 24 |
| Legal Subdivision | HAMPTONS |
| Legal Lot Number | 94 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60211 |
10 Cedar Point Ct is owned and occupied by two individuals who acquired it in January 1996.
Source: Flagler County records, as of June 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 1996 |
| Transfer Doc | 0578001261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 10 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0027181299 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 2718/1299 |
| Instrument | 2022044029 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 3, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 10 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 CEDAR POINT CT, PALM COAST, FL 32164-4269 |
| Document Number | 0026231757 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 2623/1757 |
| Instrument | 2021060590 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Oct 16, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10 Cedar Point Ct was $537 with exemptions applied.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537.00 Homeowner's exemption Senior Citizen's exemption | $125,566 | $261,615 Land $62,000 Building $199,615 |
| 2023 | $774.00 (+6.32%) Homeowner's exemption Additional exemption filed | $118,473 (+3%) | $240,360 (+3.53%) Land $62,000 Building $178,360 |
| 2022 | $728.00 Homeowner's exemption Additional exemption filed | $115,022 | $232,162 Land $62,000 Building $170,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cedar Point Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Cedar Point Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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