3 Castle Hill Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Castle Hill Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 1974
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2011)
Tax Bill	$8,949 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0191 B:0042 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0191 B:0042 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	2,096 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3 CASTLE HILL RD
City	GLOUCESTER
State	MA
Zip	01930-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	CASTLE HILL DEV
Legal Block	42
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3015
Census Tract	221901

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CASTLE HILL RD, GLOUCESTER, MA 01930-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Deed Document Number	2011182
Deed Book / Page	30310 / 2
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 CASTLE HILL RD, GLOUCESTER, MA 01930-5201
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041182-102
Date	Sep 12, 2022
Book Page	41182/102
Instrument	17

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 CASTLE HILL RD, GLOUCESTER, MA 01930-5201
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39656-2
Date	Mar 17, 2021
Book Page	39656/2
Instrument	20210317001550

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,949.00 (+6.16%)	$920,700 (+6.27%) Land $305,900 Building $614,800
2024	$8,430.00 (-0.67%)	$866,400 (+8.11%) Land $291,500 Building $574,900	$738,815
2023	$8,487.00	$801,400 Land $260,000 Building $541,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2018–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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