10 Castle Hill Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 10 Castle Hill Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1989
Lot Size	0.425 acres (18,532 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (Jun 1989)
Tax Bill	$6,791 (2026)
Deeds & Mortgages	Feb 2026 Transfer May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0191 B:0038 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0191 B:0038 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	1,364 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,532 sqft (0.425 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 CASTLE HILL RD
City	GLOUCESTER
State	MA
Zip	01930-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	38
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3015
Census Tract	221901

Owner

10 Castle Hill Rd is owner-occupied and held in a trust since February 2026.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 CASTLE HILL RD, GLOUCESTER, MA 01930-5202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Quit Claim Deed, Transfer Quitclaim
May 27, 2022	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1989 · Amount on File
Deed Sale	Jun 30, 1989 · Amount on File
Last Transfer Date	Feb 4, 2026
Transfer Doc	043213-289
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 5, 2026
Property Address	10 CASTLE HILL RD, GLOUCESTER, MA 01930-5202
Document Number	043213-289
Book / Page	43213 / 289
Instrument Date	Feb 4, 2026
Instrument	20260205002810
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CASTLE HILL RD, GLOUCESTER, MA 01930-5202

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 CASTLE HILL RD, GLOUCESTER, MA 01930-5202
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040963-194
Date	May 27, 2022
Book Page	40963/194
Instrument	20220527001890

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Castle Hill Rd was $6,791, down 0.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,791.00 (-0.44%)	$729,400 (+3.93%) Land $305,400 Building $424,000	$789,350 (+11.32%)
2025	$6,821.00 (+0.03%)	$701,800 (+0.14%) Land $282,800 Building $419,000	$709,080
2024	$6,819.00 (+3.05%)	$700,800 (+12.16%) Land $269,200 Building $431,600
2023	$6,617.00	$624,800 Land $240,400 Building $384,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Castle Hill Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2018–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Castle Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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