3 Carnaby St, Petal, MS 39465 Property Records

Forrest County property record for 3 Carnaby St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,225 sqft · built 2005
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Dec 2022 Mortgage Nov 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-033K-11-002.05`

Property Details

APN / Parcel Number

Primary APN	`1-033K-11-002.05`
Alternative APNs	`001-0033-11-002.05` `037465` `37465`

Interior

Full Baths	2 Baths
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37465
Street Address	3 CARNABY ST
City	PETAL
State	MS
Zip	39465-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NE/COR OF SECTION 11-4N- 12W SOUTH 121.34 WEST 2044.36 FOR POB NORTH 60DEG W 43.25 NORTH 07 DEG W 148.01 NORTH 88D
Legal Range	12W
Legal Township	04N
Legal Section	11
Legal Subdivision	REESE CREEK
Legal Lot Number	4
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	10101

Owner

Source: Forrest County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CARNABY ST, PETAL, MS 39465-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Nov 7, 2013	Deed of Trust, Mortgage TEH CITIZENS NATIONAL BANK OF MERIDIAN
Sep 3, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2015	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 24, 2014	Warranty Deed, Transfer
Mar 8, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002458/620
Date	Dec 1, 2022
Book Page	2458/620
Instrument	845319

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 U S HIGHWAY 49, HATTIESBURG, MS 39401-7806

Mortgage

Document Number	01931/0601
Date	Nov 7, 2013
Book Page	1931/0601

Lender

Name	TEH CITIZENS NATIONAL BANK OF MERIDIAN
Address	4900 POPLAR SPRINGS DR STE 11, MERIDIAN, MS 39305

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARNABY ST, PETAL, MS 39465-4438

Mortgage

Document Number	002544/388
Date	Sep 3, 2024
Book Page	2544/388

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001999/647
Date	Feb 23, 2015
Book Page	1999/647

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	2701 WELLS FARGO WAY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2045

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Sep 24, 2014
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Document Number	001186/197
Book / Page	1186 / 197
Instrument Date	Sep 18, 2014
Instrument	725012
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 GREEN BAY DR, PETAL, MS 39465-7870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 CARNABY ST, PETAL, MS 39465-4439

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Mar 8, 2011
Property Address	3 CARNABY ST, PETAL, MS 39465-4438
Document Number	0001099/32
Book / Page	1099 / 32
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$21,406 (-89.04%)	$214,060 (+9.57%) Land $27,600 Building $186,460
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$195,370	$195,370 Land $27,600 Building $167,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE UTILITY ASSN INC public/private · serves 6,067 people · EPA ID MS0180013
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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