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3 Calvin St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 3 Calvin St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,264 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Nov 2021)
Tax Bill$5,858 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APNAYER M:021 B:0000 L:0037

Property Details

APN / Parcel Number

Primary APNAYER M:021 B:0000 L:0037

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,264 sqft Living Area
Basement Area630 sqft
Unfinished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address3 CALVIN ST
CityAYER
StateMA
Zip01432-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number37
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2007
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:021 B:0000 L:0037

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 CALVIN ST, AYER, MA 01432-1502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE
Jun 27, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleJun 27, 2018 · Amount on Record
Deed Book / Page79238 / 225
Record UpdatedSep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateNov 29, 2021
Property Address3 CALVIN ST, AYER, MA 01432-1502
Document Number079238-225
Book / Page79238 / 225
Instrument DateNov 29, 2021
Instrument258064
Transaction TypeTransfer
Record UpdatedFeb 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 CALVIN ST, AYER, MA 01432-1502

Mortgage

Document Number0000258065
DateNov 29, 2021
Instrument258065
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 27, 2018
Property Address3 CALVIN ST, AYER, MA 01432-1502
Document Number71220-464
Book / Page071220 / 000464
Instrument DateJun 27, 2018
Instrument93327
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

AmountAmount Recorded
Tax$656.64
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CALVIN ST AYER MA 014321502, AYER, MA 01432-1502

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,858.00 (+12.11%)$489,800 (+16.43%) Land $134,800 Building $355,000$507,680 (+13.68%)
2024$446,595
2023$5,225.00$420,700 Land $144,200 Building $276,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 84 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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