3 Burning Tree, Laguna Niguel, CA 92677 Property Records

Orange County property record for 3 Burning Tree, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 7,295 sqft · built 1984
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,950,000 (Nov 2022)
Tax Bill	$30,971 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`673-442-24`

Property Details

APN / Parcel Number

Primary APN	`673-442-24`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	7,295 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	20,000 sqft (0.459 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3 BURNING TREE
City	LAGUNA NIGUEL
State	CA
Zip	92677-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9880 BLK LOT 53 TR 9880 LOT 53 AND POR LOT 52
Legal Subdivision	TRACT NO. 9880
Legal Tract	9880
Legal Lot Number	53,52
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	42337

Owner

3 Burning Tree is owned and occupied by two individuals who bought it in November 2022.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BURNING TREE, LAGUNA NIGUEL, CA 92677-5305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Grant Deed, Transfer · Conventional Mortgage CATHAY BANK
Dec 18, 2017	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Deed Document Number	2022359586
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000628236
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 10, 2022
Property Address	3 BURNING TREE, LAGUNA NIGUEL, CA 92677-5305
Document Number	0000359586
Map Reference	MB 492 PG 26-31
Instrument Date	Oct 18, 2022
Instrument	2022000359586
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 BURNING TREE, LAGUNA NIGUEL, CA 92677-5305

Mortgage

Document Number	0000359587
Date	Nov 10, 2022
Instrument	2022000359587

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	1-Year T-Bill
Max Rate	11.7%

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2017
Property Address	3 BURNING TREE, LAGUNA NIGUEL, CA 92677-5305
Document Number	0000543442
Instrument Date	Dec 6, 2017
Instrument	543442
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 BURNING TREE LAGUNA NIGUEL CA 926775305, LAGUNA NIGUEL, CA 92677-5305

Mortgage

Document Number	543443
Date	Dec 18, 2017
Instrument	543443

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1255

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Burning Tree was $30,971, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,130,563 (+2%) Land $2,002,442 Building $1,128,121
2025	$30,971.00 (+1.69%)	$3,069,180 Land $1,963,179 Building $1,106,001
2024	$30,455.00 (+2.16%)
2023	$29,810.00 (+44.48%)	$2,950,000 Land $1,886,946 Building $1,063,054
2022	$20,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Burning Tree in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Burning Tree is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cityside Fiber, T-Mobile, Verizon.

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