Schenectady County and Schenectady City property record for 3 Buchanan St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,856 sqft · built 1910 |
| Lot Size | 0.264 acres (11,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Dec 2025) |
| Tax Bill | $7,704 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.47-2-4 |
| Primary APN | 421500 60.47-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Total Area |
| 1st Floor Area | 1,242 sqft |
| 2nd Floor Area | 1,242 sqft |
| Upper Floors Area | 372 sqft |
| Attic | Attic |
| Attic Area | 372 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,520 sqft (0.264 acres) |
| Lot Dimensions | 144 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 592 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 BUCHANAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2000 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 42 2.5 WOOD & GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 BUCHANAN ST, SCHENECTADY, NY 12304-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Deed Document Number | 202529296 |
| Deed Book / Page | 2162 / 545 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 0000024131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3 BUCHANAN ST, SCHENECTADY, NY 12304-2000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3 BUCHANAN ST, SCHENECTADY, NY 12304-2000 |
| Document Number | 0000038471 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 5242/973 |
| Instrument | 202238471 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 254 Months |
| Due | Sep 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 16, 2025 |
| Property Address | 3 BUCHANAN ST, SCHENECTADY, NY 12304-2000 |
| Document Number | 0000029296 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 202529296 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10077 SAGE CREEK DR, RUSKIN, FL 33573-6674 |
| Name | Verified Name |
|---|---|
| Address | 3 BUCHANAN ST, SCHENECTADY, NY 12304-2000 |
| Document Number | 0000029297 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202529297 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,704.00 (+6.81%) | ||
| 2025 | $7,213.00 (+5.64%) | $137,700 (-) Land $20,700 Building $117,000 | $228,018 (+13.35%) Land $34,277 Building $193,741 |
| 2024 | $137,700 (-) Land $20,700 Building $117,000 | $201,169 (+15.41%) Land $30,241 Building $170,928 | |
| 2023 | $137,700 (-) Land $20,700 Building $117,000 | $174,304 (+3.8%) Land $26,203 Building $148,101 | |
| 2022 | $137,700 Land $20,700 Building $117,000 | $167,927 Land $25,244 Building $142,683 | |
| 2021 | $6,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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