Schenectady County and Schenectady City property record for 10 Buchanan St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,225 sqft · built 1930 |
| Lot Size | 0.128 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2025) |
| Tax Bill | $5,516 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.47-2-25 |
| Primary APN | 421500 60.47-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Upper Floors Area | 525 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,600 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 BUCHANAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21801 |
10 Buchanan St is owned by an individual who bought it in July 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 HETCHELTOWN RD, SCHENECTADY, NY 12302-5849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROADVIEW FCU |
| Jun 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Jul 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 202516949 |
| Deed Book / Page | 2153 / 121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 10 BUCHANAN ST, SCHENECTADY, NY 12304-2014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE AND ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1455 DORWALDT BLVD 5-6, 5-6, SCHENECTADY, NY 12308-1548 |
| Document Number | 0000031477 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 202331477 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 10 BUCHANAN ST, SCHENECTADY, NY 12304-2014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE AND ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1455 DORWALDT BLVD 5-6, 5-6, SCHENECTADY, NY 12308-1548 |
| Document Number | 0000031476 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 202331476 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 11, 2025 |
| Property Address | 10 BUCHANAN ST, SCHENECTADY, NY 12304-2014 |
| Document Number | 0000016949 |
| Map Reference | CAB A |
| Instrument Date | Jun 17, 2025 |
| Instrument | 202516949 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BUCHANAN ST, SCHENECTADY, NY 12304-2014 |
| Name | Verified Name |
|---|---|
| Address | 214 HETCHELTOWN RD, SCHENECTADY, NY 12302-5849 |
| Document Number | 0000016950 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 202516950 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Number | 0000016951 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 202516951 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Buchanan St was $5,516, up 2.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,516.00 (+2.17%) | ||
| 2025 | $5,399.00 | $108,600 Land $16,300 Building $92,300 | $179,831 Land $26,991 Building $152,840 |
| 2023 | $108,600 (-) Land $16,300 Building $92,300 | $137,468 (+3.8%) Land $20,633 Building $116,835 | |
| 2022 | $108,600 Land $16,300 Building $92,300 | $132,439 Land $19,878 Building $112,561 | |
| 2021 | $4,553.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Buchanan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Buchanan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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