3 Bryant St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 3 Bryant St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,152 sqft · built 1983
Lot Size	0.771 acres (33,602 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Sep 2025)
Tax Bill	$16,505 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0028 B:0000 L:0973`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:0973`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,152 sqft Living Area
Gross Area	7,558 sqft
Basement Area	1,990 sqft
Unfinished Basement	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,602 sqft (0.771 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 BRYANT ST
City	LYNNFIELD
State	MA
Zip	01940-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	LYNNFIELD
Legal Lot Number	973
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4018
Census Tract	209200

Owner

3 Bryant St is owned and occupied by two individuals who bought it in September 2025.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 6, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jan 25, 2001 · Amount on File
Deed Book / Page	42935 / 61
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0042935-61
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040977-221
Date	Jun 3, 2022
Book Page	40977/221
Instrument	20220603000290

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042417-551
Date	Nov 6, 2024
Book Page	42417/551
Instrument	20241106000030

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043066-203
Date	Nov 13, 2025
Book Page	43066/203
Instrument	20251113001370

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Sep 8, 2025
Property Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551
Document Number	0042935-61
Book / Page	42935 / 61
Instrument Date	Aug 8, 2025
Instrument	20250908002840
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BRYANT ST, LYNNFIELD, MA 01940-2551

Mortgage

Document Number	20250908002850
Date	Sep 8, 2025
Instrument	20250908002850

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Oct 1, 2032
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 3 Bryant St was $16,505, up 10.2% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,505.00 (+10.2%)	$1,440,200 (+1.54%) Land $761,100 Building $679,100	$1,676,982 (+5.24%)
2025	$14,977.00 (+8.19%)	$1,418,300 (+7.68%) Land $747,300 Building $671,000	$1,593,435
2024	$13,843.00 (+3.24%)	$1,317,100 (+11%) Land $691,900 Building $625,200
2023	$13,409.00	$1,186,600 Land $632,700 Building $553,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Bryant St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bryant St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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