3 Bluff Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Bluff Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 2 ba · 2,861 sqft · built 1890
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on File
Last Sale	$18,791 (Apr 2018)
Tax Bill	$16,942 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`WEST M:185 B:11`

Property Details

APN / Parcel Number

Primary APN	`WEST M:185 B:11`
Alternative APNs	`M:185 B:11 L` `1142475`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	4,623 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)

Location & Zoning

Account Number	1142475
Street Address	3 BLUFF AVE
City	WESTERLY
State	RI
Zip	02891-5703
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	11
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1102
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:185 B:11

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	291 SPRING ST, ROCKVILLE, RI 02873-1006
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	20181645
Deed Book / Page	2018 / 6483
Record Updated	Sep 20, 2026

April 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 26, 2018
Property Address	3 BLUFF AVE, WESTERLY, RI 02891-5703
Document Number	2018-6483
Book / Page	002018 / 006483
Instrument Date	Apr 26, 2018
Instrument	1645
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount Recorded
Tax	$18.79
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 SOUND SHORE DR #140 GREENWICH CT 068307259, 140, GREENWICH, CT 06830-7259

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$16,942.00 (+12.9%)	$2,382,900 (+52.76%) Land $2,015,700 Building $367,200
2023	$15,006.00 (+0.62%)	$1,559,900 (-) Land $1,319,900 Building $240,000
2022	$14,913.00	$1,559,900 Land $1,319,900 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 17% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.