Westerly Town property record for 10 Bluff Ave, Westerly, RI 02891 · Last verified July 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 9 bd · 8.5 ba · 7,806 sqft · built 1903 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $166,857 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:185 B:16 |
| Primary APN | WEST M:185 B:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 3 Stories |
| Building Area | 7,806 sqft Living Area |
| Gross Area | 18,128 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 116,741 sqft (2.68 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 3059302 |
|---|---|
| Street Address | 10 BLUFF AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5704 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 16 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:185 B:16
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 ROUND HILL RD, GREENWICH, CT 06831-3724 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA |
| Nov 01, 2019 | Trustee's Deed, Transfer JP MORGAN CHASE BK |
| Nov 14, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 10 BLUFF AVE, WESTERLY, RI 02891-5704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-5652 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 2019/5652 |
| Instrument | 2019-1484 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 01, 2019 |
| Property Address | 10 BLUFF AVE, WESTERLY, RI 02891-5704 |
| Document Number | 2019-8576 |
| Book / Page | 002019 / 018576 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 4741 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 ROUND HILL RD GREENWICH CT 068313724, GREENWICH, CT 06831-3724 |
| Document Number | 2019-8578 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 002019/018578 |
| Instrument | 4742 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 10 BLUFF AVE, WESTERLY, RI 02891-5704 |
| Document Number | 2017-656 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10 BLUFF AVE WESTERLY RI 028915704, WESTERLY, RI 02891-5704 |
| Document Number | 2017-656 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 002017/020656 |
| Instrument | 5148 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $166,857.00 (+2.92%) | $23,467,900 (+39.25%) Land $16,597,700 Building $6,870,200 |
| 2023 | $162,127.00 (+0.63%) | $16,853,100 (-) Land $12,364,900 Building $4,488,200 |
| 2022 | $161,116.00 | $16,853,100 Land $12,364,900 Building $4,488,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 456 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured 50 under condo master policies |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 17% of Rhode Island |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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