3 Beech St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 3 Beech St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,382 sqft · built 1953
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$107,900 (Aug 1991)
Tax Bill	$3,788 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:45A B:A06`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:45A B:A06`
Alternative APN	`45AA06`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	768 sqft
Basement Area	1,218 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	45AA06
Street Address	3 BEECH ST
City	OXFORD
State	MA
Zip	01540-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A06
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4026
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 BEECH ST, OXFORD, MA 01540-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage WEBSTER FIVECENT SVGS
Jun 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1991 · Amount on Record
Deed Sale	Aug 15, 1991 · Amount on Record
Deed Book / Page	13584 / 80
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	3 BEECH ST, OXFORD, MA 01540-2413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59135-283
Date	Jul 23, 2018
Book Page	59135/283
Instrument	74700

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	3 BEECH ST, OXFORD, MA 01540-2413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62580-7
Date	Jun 12, 2020
Book Page	62580/7
Instrument	61499

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,788.00 (+8,919.05%)	$309,700 (-7.63%) Land $75,500 Building $234,200	$416,525 (+7.97%)
2025	$42.00 (-99.02%)	$335,300 (+5.71%) Land $86,800 Building $248,500	$385,795
2024	$4,276.00 (+3.91%)	$317,200 (+5.14%) Land $80,600 Building $236,600
2023	$4,115.00	$301,700 Land $71,900 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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