11 Beech St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 11 Beech St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1975
Lot Size	0.358 acres (15,600 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (May 2025)
Tax Bill	$4,295 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:45A B:A02`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:45A B:A02`
Alternative APN	`45AA02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,440 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	1,440 sqft
Basement Area	2,040 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,600 sqft (0.358 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	45AA02
Street Address	11 BEECH ST
City	OXFORD
State	MA
Zip	01540-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A02
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4026
Census Tract	753200

Owner

11 Beech St is owned and occupied by two individuals who bought it in May 2025.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 BEECH ST, OXFORD, MA 01540-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Dec 5, 2024 · Amount on File
Deed Book / Page	71985 / 33
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	May 14, 2025
Property Address	11 BEECH ST, OXFORD, MA 01540-2413
Document Number	0071985-33
Book / Page	71985 / 33
Instrument Date	May 14, 2025
Instrument	38173
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 BEECH ST, OXFORD, MA 01540-2413

Mortgage

Document Number	0000038174
Date	May 14, 2025
Instrument	38174

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Beech St was $4,295, down 16.3% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,295.00 (-16.29%)	$351,200 (-13.28%) Land $77,000 Building $274,200	$433,276 (+36.63%)
2025	$5,131.00 (+4.63%)	$405,000 (+11.32%) Land $88,600 Building $316,400	$317,110
2024	$4,904.00 (+0.88%)	$363,800 (+2.08%) Land $82,200 Building $281,600
2023	$4,861.00	$356,400 Land $73,400 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Beech St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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