3 Bear Cub Ln, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 3 Bear Cub Ln, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,134 sqft · built 1989
Lot Size	5.47 acres (238,273 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Mar 2007)
Tax Bill	$16,437 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jul 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`WFOR M:0013.0 P:0018 S:0024`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0013.0 P:0018 S:0024`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,134 sqft Living Area
Gross Area	5,938 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	238,273 sqft (5.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 BEAR CUB LN
City	WESTFORD
State	MA
Zip	01886-3934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LITTLE BEAR HILL ESTATES
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	1
Census Block	1000
Census Tract	318400

Owner

3 Bear Cub Ln is owner-occupied and held in a trust since December 2025.

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 BEAR CUB LN, WESTFORD, MA 01886-3934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2007 · Amount on File
Deed Sale	Mar 29, 2007 · Amount on File
Prior Sale	Aug 8, 2001 · Amount on File
Deed Book / Page	21087 / 52
Last Transfer Date	Dec 22, 2025
Transfer Doc	039760-131
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Dec 22, 2025
Property Address	3 BEAR CUB LN, WESTFORD, MA 01886-3934
Document Number	039760-131
Book / Page	39760 / 131
Instrument Date	Dec 22, 2025
Instrument	41692
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR CUB LN, WESTFORD, MA 01886-3934

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	3 BEAR CUB LN, WESTFORD, MA 01886-3934
Document Number	32269-77
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR CUB LN WESTFORD MA 018863934, WESTFORD, MA 01886-3934

Mortgage

Document Number	32269-77
Date	Jul 25, 2018
Book Page	032269/000077
Instrument	31634

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 24, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 3 Bear Cub Ln was $16,437, up 9.5% from the year before.

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,437.00 (+9.53%)	$1,253,800 (+12.54%) Land $390,200 Building $863,600	$1,258,085 (-)
2025	$15,007.00 (-3.62%)	$1,114,100 (-1.48%) Land $328,000 Building $786,100	$1,258,085 (+1.69%)
2024	$15,571.00 (+1.48%)	$1,130,800 (+8.77%) Land $336,300 Building $794,500	$1,237,185
2023	$15,344.00	$1,039,600 Land $320,200 Building $719,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Bear Cub Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bear Cub Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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