3 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Arbor Dr, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,670 sqft · built 1990
Lot Size0.157 acres (6,826 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Jun 2024)
Tax Bill$12,665 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-00138-06-00040

Property Details

APN / Parcel Number

Primary APN21-00138-06-00040
Alternative APNs
  • 2100138000600040
  • 46000040

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,670 sqft Living Area
1st Floor Area1,412 sqft
Upper Floors Area1,258 sqft
Basement Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area6,826 sqft (0.157 acres)
Lot Dimensions105 ft deep x 65 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number46000040
Street Address3 ARBOR DR
CityHOWELL
StateNJ
Zip07731-3087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Block138.6
Legal Lot Number40
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1002
Census Tract811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ARBOR DR, HOWELL, NJ 07731-3087
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2024 · Amount on Record
Deed SaleJun 26, 2024 · Amount on Record
Prior SaleSep 18, 2003 · Amount on Record
Deed Document Number202442421
Deed Book / Page9693 / 3856
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 ARBOR DR, HOWELL, NJ 07731-3087
Document Number0000077907
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ARBOR DR HOWELL NJ 077313087, HOWELL, NJ 07731-3087

Mortgage

Document Number0000077907
DateAug 10, 2017
Book Page009241/007593
Instrument77907
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 ARBOR DR, HOWELL, NJ 07731-3087
Document Number0000077908
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyMORTGAGE SERVICES, MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ARBOR DR HOWELL NJ 077313087, HOWELL, NJ 07731-3087

Mortgage

Document Number0000077908
DateAug 10, 2017
Book Page009241/007605
Instrument77908
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$749,000 (+0.12%) Land $357,900 Building $391,100$749,000 (+0.12%) Land $357,900 Building $391,100
2025$12,665.00 (+1.2%)$748,100 (+12.21%) Land $342,900 Building $405,200$748,100 (+12.21%) Land $342,900 Building $405,200
2024$12,515.00 (+9.2%)
2023$666,700 Land $252,900 Building $413,800$666,700 Land $252,900 Building $413,800
2022$11,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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