15 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Arbor Dr, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,658 sqft · built 1988
Lot Size0.131 acres (5,702 sqft)
Owner2 Individual Names on File
Last Sale$418,000 (Aug 2005)
Tax Bill$11,143 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00138-04-00001

Property Details

APN / Parcel Number

Primary APN21-00138-04-00001
Alternative APNs
  • 2100138000400001
  • 44000001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,658 sqft Living Area
1st Floor Area1,400 sqft
Upper Floors Area1,258 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area5,702 sqft (0.131 acres)
Lot Dimensions92 ft deep x 62 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area566 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number44000001
Street Address15 ARBOR DR
CityHOWELL
StateNJ
Zip07731-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal SubdivisionPOINTE OF WOODS SEC 14
Legal Block138.4
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1004
Census Tract811301

Owner

15 Arbor Dr is owned and occupied by two individuals who acquired it in March 2015.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address15 ARBOR DR, HOWELL, NJ 07731-3088
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 11, 2020Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2005 · Amount on File
Deed SaleAug 13, 2005 · Amount on File
Prior SaleSep 29, 1999 · Amount on File
Deed Book / Page8485 / 7950
Last Transfer DateMar 16, 2015
Transfer Doc0091058133
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address15 ARBOR DR, HOWELL, NJ 07731-3088
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095313031
DateJul 29, 2021
Book Page9531/3031
Instrument2021115577
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address15 ARBOR DR, HOWELL, NJ 07731-3088
Document Number0000057562
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 ARBOR DR HOWELL NJ 077313088, HOWELL, NJ 07731-3088

Mortgage

Document Number0000057562
DateJun 1, 2020
Book Page009417/005970
Instrument57562
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Arbor Dr was $11,143, down 2.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$676,100 (+2.72%) Land $361,100 Building $315,000$676,100 (+2.72%) Land $361,100 Building $315,000
2025$11,143.00 (-2.73%)$658,200 Land $346,100 Building $312,100$658,200 Land $346,100 Building $312,100
2024$11,456.00
2023$576,000 Land $256,100 Building $319,900$576,000 Land $256,100 Building $319,900
2022$9,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Arbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Arbor Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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