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3 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 3 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,100 sqft · built 1973
Lot Size0.379 acres (16,520 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (Jan 2013)
Tax Bill$2,867 (2026)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-113889

Property Details

APN / Parcel Number

Primary APN07-113889
Alternative APNs
  • 7113889
  • 113889

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,100 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,520 sqft (0.379 acres)
Lot Dimensions124 ft deep x 130 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area316 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number113889
Street Address3 ALGONQUIN RD
CityCAMBRIDGE
StateMD
Zip21613-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionLOT 11-130X124 BLK F ALGONQUIN DEV
Legal SubdivisionALGONQUIN MANOR SUB
Legal BlockF
Legal Lot Number11
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4009
Census Tract970702

Owner

3 Algonquin Rd is owned and occupied by an individual who bought it in January 2013.

Source: Dorchester County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address3 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2013 · Amount on File
Deed SaleJan 25, 2013 · Amount on File
Prior SaleOct 16, 2002
Deed Book / Page1127 / 309
Prior Transfer DateJan 18, 2013
Prior Transfer Doc0011270309
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address3 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
Document Number0015570355
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ALGONQUIN RD CAMBRIDGE MD 216131019, CAMBRIDGE, MD 21613-1019

Mortgage

Document Number0015570355
DateJan 15, 2020
Book Page001557/000355
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 14, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Algonquin Rd was $2,867 with a homeowner's exemption, up 3.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,867.00 (+3.8%) Homeowner's exemption$253,000 Land $61,300 Building $191,700$253,000 Land $61,300 Building $191,700
2025$2,762.00 Homeowner's exemption
2023$2,425.00 Homeowner's exemption$223,333$266,800 Land $61,300 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Algonquin Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 units insured
incl. 7 condo units
Nearby Flood Claims10 (1993–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Algonquin Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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