3 Alberta St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 3 Alberta St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1920
Square Footage2,022 sqft Finished Area
Lot Size4,356 sqft (0.1 acres)
Last Sale$104,000 (2024)
Tax Bill$1,358.00 (2025)

Owner

Source: Kenton County records · APN 040-14-05-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address60 CAVALIER BLVD, FLORENCE, KY 41042-1645
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer
50 NORTH PROPERTIES LLC
Mar 30, 2022Warranty Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleMar 30, 2022 · Amount on Record
Deed Doc Number0000266830
Deed Book / Page266 / 830
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 26, 2024
Property Address3 ALBERTA ST, LUDLOW, KY 41016-1677
Document Number0005900004
Book / PageKC 266 / 830
Instrument DateJan 25, 2024
Instrument24012605900004
Transaction TypeTransfer
Record UpdatedFeb 08, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address744 COUNT FLEET DR, UNION, KY 41091-8018

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CAVALIER BLVD, FLORENCE, KY 41042-1645

Mortgage

Document Number0005900005
DateJan 26, 2024
Book PageKCM 522/401
Instrument24012605900005
Lender
Name50 NORTH PROPERTIES LLC
TypeNon-Lending Institution
AddressHAZLEHURST, MS 39083
Agreement
AmountAmount Recorded
Term13 Months
DueJan 31, 2025

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 30, 2022
Property Address3 ALBERTA ST, LUDLOW, KY 41016-1677
Document Number0005900214
Book / Page156 / 779
Map ReferenceMB 120 PG 640
Instrument DateMar 29, 2022
Instrument22033005900214
Transaction TypeTransfer
Record UpdatedApr 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2183 ROLLING HILLS DR, 2183, COVINGTON, KY 41017-5155

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 COUNT FLEET DR, UNION, KY 41091-8018

Mortgage

Document Number0005900042
DateApr 01, 2022
Book Page356/1
Instrument22040105900042
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,358.00 (+1.49%)$104,000 (-) Land $10,000 Building $94,000$104,000 (-) Land $10,000 Building $94,000
2023$1,338.00$104,000 Land $10,000 Building $94,000$104,000 Land $10,000 Building $94,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN040-14-05-010.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,022 sqft Finished Area
Gross Area2,137 sqft Gross Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0401405010.00
Street Address3 ALBERTA ST
CityLUDLOW
StateKY
Zip41016-1677
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal DescriptionFLEMMINGS LOT 287 & PT 286
Legal SubdivisionFLEMMINGS
Legal Lot Number287,286
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2003
Census Tract63800

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