Kenton County property record for 25 Alberta St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1942 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $119,999 (Jan 2026) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-14-05-002.00 |
| Primary APN | 040-14-05-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Finished Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 25 ALBERTA ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLEMMINGS LOTS 299-300 |
| Legal Subdivision | FLEMMINGS |
| Legal Lot Number | 299-300 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 63800 |
25 Alberta St is owned by a company that bought it in January 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 426 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9524 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC |
| Jan 29, 2026 | Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 118958 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Jul 9, 2015 · Amount on File |
| Deed Document Number | 20261737 |
| Deed Book / Page | 387 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 25 ALBERTA ST, COVINGTON, KY 41016-1601 |
| Document Number | 0000013562 |
| Book / Page | 453 / 355 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 6298 HOLM OAK CT, INDEPENDENCE, KY 41051-7435 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013562, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 453/355 |
| Instrument | 202613562 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 29, 2026 |
| Property Address | 25 ALBERTA ST, LUDLOW, KY 41016-1601 |
| Document Number | 0000001737 |
| Book / Page | 387 / 203 |
| Map Reference | MB 120 PG 640 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 26059000001737 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11575 STAFFORDSBURG RD, INDEPENDENCE, KY 41051-7759 |
| Name | Verified Name |
|---|---|
| Address | 426 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9524 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001738 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 26059000001738 |
| Name | LOAN FUNDER LLC SERIES 118958 |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 12, 2027 |
The 2025 property tax bill for 25 Alberta St was $1,893.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) Land $15,000 Building $130,000 | $145,000 (-) Land $15,000 Building $130,000 | |
| 2025 | $1,893.00 | $145,000 Land $10,000 Building $135,000 | $145,000 Land $10,000 Building $135,000 |
| 2023 | $1,866.00 | $145,000 Land $10,000 Building $135,000 | $145,000 Land $10,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Alberta St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 25 Alberta St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures