Haywood County property record for 3 Academy St, Canton, NC 28716
| Property Type | Bank, Financial Building |
|---|---|
| Details | 6,347 sqft · built 1990 |
| Lot Size | 0.82 acres (35,737 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,175 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8657-81-1098 |
| Primary APN | 8657-81-1098 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,347 sqft Heated Area |
| Gross Area | 7,694 sqft |
| Upper Floors Area | 1,034 sqft |
| Utility Area | 40 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 35,737 sqft (0.82 acres) |
| Porch | Slab |
| Canopy | 1,232 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 107449 |
|---|---|
| Street Address | 3 ACADEMY ST |
| City | CANTON |
| State | NC |
| Zip | 28716-4402 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CNC1 |
| Legal Description | 3 ACADEMY ST |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Canton Main Street Historic District listed 2005 · 35 contributing resources · NRIS 05000958 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Academy St, a commercial property, is owned by a company that acquired it in January 1998.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1389, CANTON, NC 28716-1389 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 1998 |
| Deed Sale | Jan 30, 1998 |
| Deed Book / Page | 463 / 1492 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3 Academy St was $6,175.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Canton Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,122,800 (-) Land $176,800 Building $946,000 | ||
| 2025 | $6,175.00 | $1,122,800 Land $176,800 Building $946,000 | $1,122,800 Land $176,800 Building $946,000 |
| 2023 | $1,122,800 Land $176,800 Building $946,000 | $1,122,800 Land $176,800 Building $946,000 | |
| 2021 | $1,122,800 Land $176,800 Building $946,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Academy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 26 (1983–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Academy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANTON serves 7,850 people · EPA ID NC0144015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: T-Mobile, Verizon.
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