138 Academy St, Canton, NC 28716 Property Records

Haywood County property record for 138 Academy St, Canton, NC 28716

Property Summary

Property Type	Bank, Financial Building
Details	3,777 sqft · built 1965
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$3,365,000 (Jan 2023)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`8657-80-3369`

Property Details

APN / Parcel Number

Primary APN	`8657-80-3369`
Alternative APNs	`40262` `893`

Interior

Stories	1 Story
Building Area	3,777 sqft Heated Area
Gross Area	4,852 sqft
Basement Area	3,777 sqft
Finished Basement	3,777 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Material	Tar & Gravel
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Canopy	992 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	40262
Street Address	138 ACADEMY ST
City	CANTON
State	NC
Zip	28716-4540
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CNC1
Legal Description	138 ACADEMY ST #3-4
Legal Subdivision	J H MEASE PROP
Legal Unit	3
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1013
Census Tract	920300

Owner

138 Academy St, a commercial property, is owned by a company that bought it in January 2023.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 987, CANTON, NC 28716-0987
Owner Type	Company
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Jun 6, 2013 · Amount on File
Deed Document Number	2023207
Deed Book / Page	1079 / 405
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	0010790405
Record Updated	Sep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 10, 2023
Property Address	138 ACADEMY ST, CANTON, NC 28716-4540
Document Number	0010790405
Book / Page	1079 / 405
Instrument Date	Jan 9, 2023
Instrument	2023000207
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount on Record
Tax	$6,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1389, CANTON, NC 28716-1389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SUMMER ST, CANTON, NC 28716-5534

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,000,700 (-) Land $108,000 Building $892,700
2025	$1,000,700 Land $108,000 Building $892,700	$1,000,700 Land $108,000 Building $892,700
2023	$1,000,700 Land $108,000 Building $892,700	$1,000,700 Land $108,000 Building $892,700
2021		$1,000,700 Land $108,000 Building $892,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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