Caroline County property record for 3 9th St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1996 |
| Lot Size | 0.223 acres (9,730 sqft) |
| Owner | Individual on Record |
| Last Sale | $244,900 (Aug 2021) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016395 |
| Primary APN | 07-016395 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,730 sqft (0.223 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016395 |
|---|---|
| Street Address | 3 9TH ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 9730 SQ FT L-41 SE/S GREENS RTE 480 GREENRIDGE SUBDV |
| Legal Subdivision | GREENRIDGE SUB |
| Legal Lot Number | 41 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 955201 |
Source: Caroline County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 3 9TH ST, RIDGELY, MD 21660-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Jan 18, 2018 | Grant Deed, Transfer HOMESERVICES LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2018 · Amount on Record |
| Deed Book / Page | 1515 / 183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Aug 18, 2021 |
| Property Address | 3 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0015150183 |
| Book / Page | 1515 / 183 |
| Map Reference | CAB 6 PL 26-B |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NEWLYN TTL ASSURANCE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0001515191 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 1515/191 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Number | 0015150210 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 1515/210 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 18, 2018 |
| Property Address | 3 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0012930377 |
| Book / Page | 001293 / 000377 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | CHANCELLOR TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 9TH ST RIDGELY MD 216601927, RIDGELY, MD 21660-1927 |
| Document Number | 12930383 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 001293/000383 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2048 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,833 (+37.95%) | $310,400 (+36.32%) Land $53,400 Building $257,000 | |
| 2025 | $3,848.00 (+22.66%) | ||
| 2023 | $3,137.00 | $205,033 | $227,700 Land $53,400 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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