Caroline County property record for 1 9th St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,936 sqft · built 1993 |
| Lot Size | 0.328 acres (14,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Sep 2018) |
| Tax Bill | $4,087 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016387 |
| Primary APN | 07-016387 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,285 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016387 |
|---|---|
| Street Address | 1 9TH ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 14,285 SF L-42 SE/S GREENS RTE 480 GREENRIDGE SUBDV |
| Legal Subdivision | GREENRIDGE SUB |
| Legal Lot Number | 42 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 955201 |
1 9th St is owned and occupied by two individuals who bought it in September 2018.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 9TH ST, RIDGELY, MD 21660-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Sep 27, 2018 | Deed, Transfer · FHA Mortgage FIRST WASHINGTON MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Book / Page | 1328 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 1 9TH ST, RIDGELY, MD 21660-1927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012430395 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 1243/395 |
| Instrument | 1243-395 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 1 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0014040336 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 9TH ST RIDGELY MD 216601927, RIDGELY, MD 21660-1927 |
| Document Number | 0014040336 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001404/000336 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 27, 2018 |
| Property Address | 1 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0013280050 |
| Book / Page | 1328 / 050 |
| Map Reference | CAB 06 PL26-B |
| Instrument Date | May 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 9TH ST, RIDGELY, MD 21660-1927 |
| Document Number | 0000132857 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 1328/57 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 1 9th St was $4,087 with a homeowner's exemption, up 4.1% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,087.00 (+4.07%) Homeowner's exemption | $351,800 | $385,100 Land $55,200 Building $329,900 |
| 2025 | $3,927.00 | ||
| 2023 | $3,586.00 Homeowner's exemption | $260,500 | $285,200 Land $55,200 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 9th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 9th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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