3 7 E Central Ave, Oxford, OH 45056 Property Records

Butler County property record for 3 7 E Central Ave, Oxford, OH 45056

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 20,412 sqft · built 1969
Lot Size	1.57 acres (68,389 sqft)
Owner	Company Name on Record
Last Sale	$905,000 (Jun 1987)
Tax Bill	$51,352 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H4100-106-000-076`

Property Details

APN / Parcel Number

Primary APN	`H4100-106-000-076`
Alternative APNs	`0006000` `152902` `154333`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	44 Units
Stories	1 Story
Building Area	20,412 sqft Living Area
1st Floor Area	6,804 sqft
Basement Area	3,402 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	68,389 sqft (1.57 acres)
Lot Width	100 ft Width
View / Lot	Apartment

Exterior Amenities

Patio Area	192 sqft
Canopy	552 sqft
Pole Barn	1,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 7 E CENTRAL AVE
City	OXFORD
State	OH
Zip	45056
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OL 45 S 151.5 OF N 170.5
Legal Subdivision	OXFORD
Legal Lot Number	45
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2016
Census Tract	10106

Owner

Source: Butler County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9918 CARVER RD, 110, BLUE ASH, OH 45242-5530
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERITAS EMPLOYEES CU
Sep 19, 2019	Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1987 · Amount on Record
Deed Sale	Jun 1, 1987 · Amount on Record
Prior Sale	Jun 1, 1987 · Amount on Record
Last Transfer Date	Sep 11, 2019
Transfer Doc	0000035469
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3 E CENTRAL AVE, OXFORD, OH 45056-2364
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 MARSHALL AVE, CINCINNATI, OH 45225-2355

Mortgage

Document Number	0000031045
Date	Sep 29, 2023
Book Page	10018/69
Instrument	2023-00031045

Lender

Name	AMERITAS EMPLOYEES CU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Oct 1, 2042

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 19, 2019
Property Address	3 E CENTRAL AVE, OXFORD, OH 45056-2364
Document Number	0000035469
Book / Page	9340 / 1441
Instrument Date	Sep 11, 2019
Instrument	2019-00035469
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 CARVER RD STE 110, 110, BLUE ASH, OH 45242-5530

Mortgage

Document Number	0093401765
Date	Sep 19, 2019
Instrument	9340/1765

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51,352.00 (+5.41%)	$1,116,440 (-) Land $201,600 Building $914,840	$3,189,830 (-) Land $576,000 Building $2,613,830
2024	$48,718.00 (+3.62%)
2023	$47,018.00	$1,116,440 Land $201,600 Building $914,840	$3,189,830 Land $576,000 Building $2,613,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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