22 E Central Ave, Oxford, OH 45056 Property Records

Butler County property record for 22 E Central Ave, Oxford, OH 45056

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,420 sqft · built 1973
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Jul 2025)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H4100-106.000-071`

Property Details

APN / Parcel Number

Primary APN	`H4100-106.000-071`
Alternative APNs	`0005700` `470098` `473959`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,420 sqft Living Area
1st Floor Area	1,710 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Duplex Single
Exterior Material	Combination
Lot Area	8,799 sqft (0.201 acres)
Lot Dimensions	122 ft deep x 71 ft wide
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0005700
Old Parcel Number	H4100106.000071
Street Address	22 E CENTRAL AVE
City	OXFORD
State	OH
Zip	45056-2383
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	708 ENT
Legal Subdivision	OXFORD
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2015
Census Tract	10106

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6491 CEDAR HILL DR, LIBERTY TWP, OH 45011-8301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2021	Warranty Deed, Transfer
Apr 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Jul 13, 2021
Deed Document Number	0000025535
Deed Book / Page	10245 / 745
Record Updated	Jun 8, 2026

July 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 29, 2025
Property Address	22 E CENTRAL AVE, OXFORD, OH 45056-2383
Document Number	0000025535
Book / Page	10245 / 745
Instrument Date	Jul 29, 2025
Instrument	2025-00025535
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6491 CEDAR HILL DR, LIBERTY TWP, OH 45011-8301

Mortgage

Document Number	0010245749
Date	Jul 29, 2025
Instrument	10245/749

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 13, 2021
Property Address	22 E CENTRAL AVE, OXFORD, OH 45056-2383
Document Number	0000039917
Book / Page	9685 / 397
Instrument Date	Jul 1, 2021
Instrument	2021-00039917
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 COLLEGE CORNER PIKE, OXFORD, OH 45056-1010
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 9, 2018
Property Address	22 E CENTRAL AVE, OXFORD, OH 45056-2383
Document Number	0000012336
Book / Page	009147 / 001291
Instrument Date	Apr 5, 2018
Instrument	12336
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 FOX RUN CIR OXFORD OH 450569750, OXFORD, OH 45056-9750

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00 (+8.88%)	$88,770 (-) Land $16,770 Building $72,000	$253,630 (-) Land $47,920 Building $205,710
2023	$3,222.00 (+11.41%)	$88,770 (+22.31%) Land $16,770 Building $72,000	$253,630 (+22.3%) Land $47,920 Building $205,710
2022	$2,892.00	$72,580 Land $16,770 Building $55,810
2020			$207,390 Land $47,920 Building $159,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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