2S246 Harter Rd, Elburn, IL 60119 Property Records

Kane County property record for 2S246 Harter Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,732 sqft · built 1908
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$228,500 (Mar 2017)
Tax Bill	$6,848 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-176-011`

Property Details

APN / Parcel Number

Primary APN	`10-26-176-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2S246 HARTER RD
City	ELBURN
State	IL
Zip	60119-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	KANE IL
Township / Civil Division	KANEVILLE
Census Block Group	3
Census Block	3054
Census Tract	852403

Owner

2S246 Harter Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2S246 HARTER RD, ELBURN, IL 60119-8445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 27, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	201715454
Prior Transfer Date	Oct 3, 1997
Prior Transfer Doc	0000072676
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2S246 HARTER RD, ELBURN, IL 60119-8445
Document Number	0000006844
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25240 HARTER RD ELBURN IL 60119, ELBURN, IL 60119

Mortgage

Document Number	0000006844
Date	Jan 27, 2021
Instrument	6844

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2041

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 27, 2017
Property Address	2S246 HARTER RD, ELBURN, IL 60119-8445
Document Number	0000015454
Instrument Date	Mar 24, 2017
Instrument	15454
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2S246 HARTER RD ELBURN IL 601198445, ELBURN, IL 60119-8445

Mortgage

Document Number	15455
Date	Mar 27, 2017
Instrument	15455

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2S246 Harter Rd was $6,848 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Kaneville Township
Municipality	Kaneville Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,848.00 Homeowner's exemption	$98,134 (+8.14%) Land $25,430 Building $72,704	$294,520 (+8.14%) Land $76,321 Building $218,199
2024		$90,747 Land $23,516 Building $67,231	$272,350 Land $70,576 Building $201,774
2022	$6,312.00 (+3.29%) Homeowner's exemption	$77,519 (+4.35%) Land $20,088 Building $57,431	$232,557 (+4.35%) Land $60,264 Building $172,293
2021	$6,111.00 Homeowner's exemption	$74,288 Land $19,251 Building $55,037	$222,864 Land $57,753 Building $165,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2S246 Harter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2S246 Harter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NewarkNet, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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